Lawyers
Adopt Novel Approach
Chris
Vander Doelen
Star Reporter
A
University of Windsor law school grad
has parlayed a knack for rapid-fire legal
advice into a sideline as a sought-after
radio guest on stations all over North
America.
Listening
to Les Kotzer, who graduated on the dean's
honour roll from the U of W in 1987, it's
easy to understand why radio hosts and
reporters looking for a quick story like
him.
His
delivery of horror stories about missing
wills and power of attorney errors are
humorous, easy to understand and they
unroll seamlessly without a second's pause.
Kotzer's
specialties are estate planning and preparing
for power of attorney issues due to medical
incapacity. He and his law partner, Barry
Fish, have written a book about the former
and sell do-it-yourself legal kits over
the Internet about the latter.
They've
sold more than 15,000 copies of the book,
The Family Fight: Planning To Avoid It,
and Kotzer takes pride in his growing
scrapbook of news clippings and his status
as a regular guest on radio call-in shows
from Canada to California discussing the
travails of what he calls "greedy
baby boomers.
Family
feuds
"You
would not believe what I hear in my office
about the hating and fighting among families
over wills and estates," Kotzer said
during a recent interview from his home
office on Toronto's Yonge Street.
He
immediately launches into a tale about
a woman who survives a risky heart operation
and throws a dinner party for her relatives
to celebrate the fact. Dropping an earring
under the table, she discovers all her
furniture has the name tags of her nieces
and nephews already on it.
"The
next day she comes to us and re-does her
will, cutting all of them out completely.
She leaves everything to the Humane Society."
And then, without taking a breath, it's
on to the next story, .
So
you think your family's assets are protected
because you have a solid will and a spouse
to look after things in your place? Think
again, says Kotzer. Under Ontario law,
a car accident, surgically-induced coma
or other illness could lead to government
control of your family's most important
assets.
It's
a fate Kotzer says he wouldn't wish on
an enemy: Doctors are required under the
Mental Health Act to notify the province
by letter when patients become incapable
of looking after their own affairs, and
once the province has control of a person's
assets, getting it back can be a bureaucratic
nightmare.
"If
that letter ever comes . . . you would
pay anything at that point to escape.
but it's too late. Once the government
gets that letter, they're in. Your will
cannot help you while you're alive."
Kotzer's
simple advice ? and it would be backed
by almost anyone in his profession, albeit
without radio-quality delivery ? is "do
something. Protect yourself somehow. It's
probably the most important protection
you can ever have."
He
recommends that anyone over the age of
majority have a power of attorney prepared
both for potential medical care and for
control over personal assets. Name your
spouse, or a sibling, or two siblings.
Couples
should each have a set, he says. They
start at about $85 each from most lawyers,
depending on their fees. Kotzer sells
both on his website, familyfight.com ?
which is loaded with some of the tales
he tells on radio about people who didn't
have them.
Kotzer
came later to the law than most. He didn't
start law school in Windsor until he was
in his late 20s, having gone to work in
the family's downtown Toronto hardware
store after high school.
"I
loved the University of Windsor, and I
tell everybody about Windsor whenever
I'm on radio. Windsor was the most wonderful
time of my life." The first of his
two daughters was born here, and on a
winter's day he fondly recalls suntanning
while studying for final exams in April.
He
articled at the law firm giant Blake Cassels
and Graydon LLP before striking out on
his own, vowing to demystify ? although
he calls it "debasing" ? the
law for people intimidated by legal processes.
And he does it by book, via the Internet
and radio.
"I
can't do wills for people in Kentucky
over the radio, I just can't do that.
But I can recommend that everybody go
to see their lawyer."